Can you relate?

Do you have savings wasting away in the bank earning less than 3% per annum?

Is your offset account just not making enough of a dent in your mortgage?

Looking to invest at above-market rates to increase your monthly cash-flow?

Calculate how much you can earn
Minimum Savings Required $5,000
Minimum Savings Required $100,000
Yearly Earning $
Minimum savings required $100,000

Armchair Capital enables you to

  1. Break away from low return bank accounts and term deposits
  2. Avoid the unpredictability and vulnerability of share markets
  3. Enjoy above-market returns on your capital paid monthly direct into your bank account or SMSF.
  • Minimum investment from $5,000
  • Regulated Fund
  • Distributions Paid Monthly To Your Bank Account
  • Flexible Investment Terms

Current Offers



NIVA Plus Class Units


Set Term Managed Fund




18 months


20% per annum - paid monthly in arrears

Succession Management Partners (SMP)


SMP Class Units


Fixed Term Managed Fund




1, 2 or 4 year terms


8% - 14% net per annum – paying monthly in arrears

Noble ISG Venture Alliance (NIVA)


NIVA Class Units


Fixed Term Managed Fund




3 year set term


15% net per annum – paying monthly in arrears

The Armchair Capital Solution...

OfferFunds to InvestInvestment TermsRates
SMP$ 5,000 +1 Year8% p.a.
SMP$ 5,000 +2 Year12% p.a.
SMP$ 5,000 +4 Year14% p.a.
NIVA$ 100,000 +3 Year15% p.a.

Investing into an Armchair Capital™ Private Access Fund enables you to fast track your wealth creation by sharing in ongoing business cashflow and profits without having to find, fund, run or set up a business from scratch.

Investors can enjoy reliable and ongoing fixed above-market returns on their capital through investing in this pathway.

All the hard work is done for you by our team of expert consultants, while you enjoy the cash flow from the comfort of your armchair – imagine profiting from successful businesses without having to do any work at all…

Thank You!

I receive a passive monthly income and a monthly statement of income. Just a satisfied client reaping financial benefits while everyone else does the hard work.

Andrew B - Harrington Park, NSW


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Bob - Solicitor


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Kev - Investor


Experienced team

With extensive experience across the finance, property and investing sectors, our team has accumulated a wealth of knowledge to optimize your investment success.


Regulated Environment

This investment option has been created in a regulated environment for investors to share in the ongoing profits of successful businesses without have to take on the associated commercial obligations of business ownership.


Affordable Entry Point

We aim to offer above-market return investment options for investors at every stage of their wealth creation with a starting investment from just $5,000


Flexible Terms

Whether you are looking for short or medium term capital investments, the flexible options offered by Armchair Capital™ ensure a solution for every budget.

Calculate how much you can earn

Homepage Calculator Bottom Area
Minimum Savings Required $5,000
Minimum Savings Required $100,000
Yearly Earning $
Minimum required savings $100,000

Frequently Asked Questions

Armchair Capital™ is an investment strategy created in a regulated environment for investors to share in the ongoing profits and cashflow of successful businesses without having to take on the associated commercial risk and obligations.

Investors can start with as little as $5,000 to access the strong returns and monthly returns that Armchair Capital™ offer.

Anyone with a goal to earn above-market returns on their capital while still being able to benefit from receiving ongoing monthly cash flow.

An Armchair Capital™ Investor understands the true value of leveraging from the experience and knowledge of others and is someone who wants their money working harder for them than it necessarily would through more traditional investment options.

Apart from depositing your capital into a bank and being content with the low interest rates they offer, any investment carries with it an inherent level of risk.

Armchair Capital™ investments are conducted under the structure of an AFSL regulated environment. While no single investment can mitigate every level of risk, there is a significant level of due diligence and transparency of information contained in the official offer document for every investor to assess the suitability of an investment prior to making a commitment.

In all cases, prior to making any investment decisions, you should seek professional advice to ensure that your personal circumstances are taken into consideration and that you are optimizing the efficiency of your financial structure.

Traditional bank Term Deposits only pay a fraction above the official interest rate set by the Reserve Bank. The banks then lend the money you deposit out through their personal and home loan products at a higher rate to make a profit on the money.

Armchair Capital™ investment offerings are underpinned by businesses with a strong track record of producing reliable long-term profits. The business profits are not restricted to the market interest rates, instead investors receive above-market returns paid monthly by sharing in the profits generated by the portfolio of businesses.

The funding model has been structured in a way so investors are not impacted by the fees associated with operating the fund.
All returns quoted are net of all fund fees. Every dollar invested earns the net return for the offer selected.

As an investor you are able to initially choose the term of their investment. Capital is available at the maturity date.

Call us on 1800 600 890 or email [email protected] and we'll be happy to help.

Why Choose Us?

Armchair Capital™ is proudly part of the Income2Wealth Group which, under the leadership of founder Paul Wilson, has been trading since 2001 as the We Find Houses Group. As a result of our constantly expanding range of services, we have rebranded each of our service offerings to better align with the type of investment options each involves.

Armchair Capital™ was formed to showcase our short-medium term capital investment options.

  • Your investment is directly managed by a team of highly experienced professionals who have the knowledge and skills to optimise and scale businesses which already have a history of sustainable profits.
  • You have the flexibility to nominate your own investment term from a choice of short to medium term options. These terms enable you to maximise the returns on your money so it is working harder for you, while also enabling you to budget and prepare for the return of your capital.
  • Both our investment offerings and compliance plans are fully independently audited on an ongoing basis.




General Advice – Any advice provided by I2W is limited to general financial product advice which we provide, for example, in our offer documents, investment newsletters, investor reports and website material. This information generally relates to offer features, investment opportunities, managing risk and return, property market commentaries and/or general economic overviews. I2w does not provide personal financial product advice to retail clients. Before you make any investment decision, we recommend that you obtain advice tailored to address your individual objectives, financial situation and needs from a licensed professional financial adviser.
Privacy Disclaimer – A copy of I2W’s privacy policy is available here.
Future Profits Disclaimer – Past performance does not guarantee future performance. There can be no guarantee the assumptions and contingencies on which the forward-looking statements, opinions and estimates are based will ultimately prove to be valid or accurate. The forward-looking statements, opinions and estimates depend on various factors, many of which are outside the control of I2W.
S734 Restrictions on Advertising & Publicity – The information shared on the website is not a direct or indirect offer made by I2W. If you are interested in finding out more information about an offer, please contact us. I2W will provide you a copy of the relevant financial services guide, disclosure document and application form. All details of an offer, including fees and other costs that are associated with investing in an offer, are contained in the disclosure document. To apply to invest in an offer, you will need to complete an application form.

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